home loans
A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors. They are repaid through EMIs. After repayment, the property's title is transferred back to the borrower.
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Home loan Eligibility
Home loan eligibility differs across lending institutions and loan schemes. However, a common set of housing loan eligibility is given below:
- Nationality: Indian residents, Non-resident Indians (NRI), And persons of Indian origin(PIO)
- Age Limit: 18-70 years
- Loan amount: Up to 90% of property value
- Property paper: Required
Documents required
When applying for a home loan you will need to submit the following documents.
- Identity proof: Passport/Pan card/Aadhaar card/Driving license
- Age proof: Passport/Pan card/Aadhaar card/Driving license/Birth certificate/10th class mark-sheet & Bank passbook.
- Residence proof: Bank passbook/Voter Id/Ration card/Passport/Utility bills((water,electricity,gas,telephone bills) & LIC policy receipt.
- Income proof: Form 16/Income tax returns (ITR) of past 3 years & Investments proofs.
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Since 1914, the New York Mutual Insurance Company has been serving policyholders protecting businesses
Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
Maria Marlin Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
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Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses, defending claims. Renters .
Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
Maria Marlin Retired Govt Officer, ON, Canada